If you have trouble reading this e-mail or wish to go directly to the web version, click here. OCTOBER 2017
Tick-tock… With just three weeks to go before the SEPA Instant Credit Transfer (SCT Inst) scheme becomes operational, a large part of this Rep(l)ay issue is focused on instant payments. We have taken a look at how two European pioneers in instant payments, i.e. the UK and Denmark, successfully implemented national solutions, and what are the takeaways of these initiatives for European payment service providers preparing for SCT Inst.

Highlight 16 October 2017 Nearly 600 payment service providers from eight countries will be ready for the launch of SCT Inst in November

585 PSPs, from eight SEPA countries (Austria, Estonia, Germany, Italy, Latvia, Lithuania, the Netherlands, Spain) will propose SEPA Instant Credit Transfer services from 21 November onwards. They represent fifteen percent of European PSPs, which is a very encouraging sign considering that they had only one year to get ready. More PSPs are expected to join the scheme in 2018.


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Insight 19 October 2017 Instant payments: What SEPA can learn from the UK Faster Payments experience

Instant payments were launched in the UK in 2008 with the Faster Payments scheme. Craig Tillotson provides in this interview his insightful advice on risk management and compliance in an instant environment.


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Craig Tillotson

Chief Executive of Faster Payments Scheme Limited

Insight 3 October 2017 The Danish payment landscape: When instant becomes the new normal

Denmark is another European frontrunner in instant payments. Learn in this interview the lessons learnt from the implementation of national instant payments nearly three years ago and Kristian Ring’s advice for PSPs getting ready for instant payments in SEPA.


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Kristian Ring

Head of Department at Finance Denmark

News 10 October 2017 Our compilation of interesting reports about payments published this last quarter

To help you stay updated on the hottest payment topics, we made a selection of some of the most interesting reports recently published.


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18 October 2017 Publication of updated 2017 rulebooks for all SEPA payment schemes, with no operational impact

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News 26 October 2017 Participate in the EPC public consultation on mobile contactless card payments

The consultation on the Mobile Contactless SEPA Card Payments Implementation Interoperability Guidelines (MCP IIGs) will close on 26 January 2018. This document aims to be a reference for all stakeholders working on mobile contactless card payments in Europe.


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Technical documents 2017 SEPA Instant Credit Transfer rulebook version 1.1
18 October 2017 2017 SEPA Credit Transfer rulebook version 1.1
18 October 2017 2017 SEPA Direct Debit Core rulebook version 1.1
18 October 2017 2017 SEPA Direct Debit Business-to-Business rulebook version 1.1
18 October 2017 Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines (MCP IIGs) for public consultation
26 October 2017

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Infographic 3 October 2017 The Danish payment landscape



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