| Welcome: Nompu Siziba – Moneyweb Market Watcher: Nesan Nair – Portfolio manager, Sasfin Securities Zuma’s judgment and its impact on business confidence: Goolam Ballim – Chief Economist, Standard Bank Group SA franchises estimated to have generated R14bn less in revenue in 2020 – FNB: Ronel Fester – Industry Specialist: Fuel Retail, FNB Franchising 67% of car owners had never heard of the Right to Repair guidelines – Survey: Faisal Mkhize – Managing executive: Vehicle and Asset Finance, Absa Could cannabis be the new opioid in pain management? Dr Shiksha Gallow – Medical Director, Biodata Online property auctions: How to avoid being outbid: Gerhard Kotzé – Managing director, RealNet | 