| Welcome: Nompu Siziba – Moneyweb Market Watcher: David Shapiro – Chief global equity strategist, Sasfin Securities Younger consumers are upping their credit balances more than older peers – report: Carmen Williams – Director: research and consulting, TransUnion South Africa Why we need to support female-owned businesses: Kgalaletso Tlhoaele – Head: Enterprise Development Sector, Absa & Mapholo Magapatona-Ratau – Founder, Ledikana Creations Access Bank launches SA offering: Bennie van Rooy – CEO, Access Bank SA How Ovex can help you earn an extra income: Jonathan Ovadia – CEO, Ovex Executive Lounge: Schalk Malan – CEO, BrightRock | 