| Mastercard EVP on Vyze buy, Zelle transactions double at B0A, How to crack FIs' 90/10 data monetization problem | | | Strong Customer Authentication |
| As PSD2 Looms, SCA Waits In The Wings Across the pond, eCommerce is about to weather a sea change that begins in September. PSD2 is almost here, and with it comes Strong Customer Authentication (SCA), which governs online checkout for CNP transactions. Spencer McLain, Whitepages Pro VP of EMEA, delves into whoâs ready (and who isnât) to tackle SCA â and why ripple effects may hit U.S. shores. |
| Cracking FIs' 90/10 Data Monetization Problem Keeping consumer data secure â and private â is top of mind for financial institutions (FIs) everywhere, especially as they explore ways to monetize it. ARM Insight CEO Randy Koch tells Karen Webster that FIs might be more comfortable making decisions about data if they focus less on the 10 percent of data they shouldnât touch and more on the 90 percent they can. Hereâs how. |
| Why Patterns Are Breaking Fraud Fightingâs Old Rules Fraud evolves as the bad guys do, trying to stay one step ahead of technology and risk management efforts. Jack Bloch, SVP SW engineering at ACI Worldwide, tells PYMNTS that rules-based fraud detection and prevention systems are irrelevant to machine learning and pattern recognition. |
| | POS Financing | | Why Mastercard Bought Vyze Mastercardâs acquisition of Vyze opens up a larger world of point-of-sale (POS) financing, matching consumers with lenders via participating merchants, adding new flows for banks and FinTech firms alike. Mastercardâs EVP of Acceptance Solutions Blake Rosenthal tells Karen Webster about the thinking behind the deal, how POS financing will grow and what comes next. |
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