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The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips.

What this election means for your personal finances

We finally go to the polls tomorrow. Still haven’t decided who to vote for yet? It's not all about Brexit – the outcome of this general election could have a huge impact on your money.
The major parties have made huge pledges, from Labour’s multi-billion pound promise to compensate all women born in the Fifties who were affected by the rise in state pension age, to the Tories’ suggestion of axing the BBC licence fee.
Labour might sway voters with its 1.5bn pledge to cut train season ticket fares, but its inheritance reforms could cost you 140,000. Its other ideas could mean investors pay thousands more in tax, while self-employed workers could be as much as 10,000 worse off under Corbyn.
Want to find out how much extra income tax you would pay under the different parties? Try out our nifty calculator.
As always, our priorities and needs change as we progress through life. So we have analysed each party’s policies on personal finance to help you choose which party you should vote for depending on your age.
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Kelvin Clarke says of 'My dog ate a mince pie and it cost me 2,600': "I have been a vet for 35 years and consider the insurance scam a terrible development. Innocent, well-meaning clients just end up subsidising other high-priced vets and funding a lucrative strand of the insurance industry. It is not necessarily true that the vets are excessively greedy: like all professions, there are different perspectives on how veterinary care should be provided and clients should actively seek a relationship with their vet that they are happy with (find one you like). But by their very nature, insurance policies expect you to pay more than you claim out. And from the vet's perspective, the claims create a mountain of paperwork that engenders useless cost. So I gently discourage uptake of insurance by my clients (in Sydney)."