| Visa buys Plaid for entrée into open banking, India regulators target Amazon, Flipkart, Why businesses have RTP on their roadmaps |  | | Visaâs $5.3B FinTech Play, Wrapped In Plaid Visa is buying Plaid, the startup that develops application programming interfaces (APIs) for financial services, for $5.3 billion. Plaid brings new fund flows and payments integration capability to Visa, something the payments giant sees as an opportunity to bolster its standing as a network of networks â especially outside the U.S. where open banking is gaining traction. Hereâs what we know. |
| Global Recurring Payments Tracker⢠|
| Using Data To Fight Subscriber Churn The speech-to-text API market is predicted to grow to $4.1 billion by 2024, so long as rampant fraud and rising churn donât stand in its way. But how can providers work to keep their subscribers from straying? In the latest Global Recurring Payments Tracker, Kate Thunnissen, of the transcription service Trint, discusses how the company uses data analytics for balancing security, expediting onboarding and eliminating user experience hiccups. |
| Why Digital Payments Innovation Sticks To Gen Z Gen Z has become the object of everyoneâs desire across payments and retail â a cohort of consumers who make even techâs early adopters look cautious. Matthew Carpenter, senior vice president, market director for Elan, tells PYMNTS why peer-to-peer (P2P) services like Venmo and Zelle are so âstickyâ with these younger consumers â and why it all matters to payments players. |
| The Instant Verdict Is In For Legal Disbursements In the world of disbursements, legal payouts have stuck stubbornly to paper checks. There are structural reasons for this, Ingo Money CEO Drew Edwards tells Karen Webster, but they’re increasingly disappearing in the face of the increased appeal and ubiquity of instant. Here’s why he says the instant verdict is in for how legal disbursements are made. |
| | REPORT Making Real-Time Payments A Reality™ | | New Data: 85 Pct. Of Businesses Have Real-Time Payments On Their Roadmaps â Hereâs Why With eyes on lowering costs to improving cash flow, 85 percent of U.S. firms plan to make real-time payments integral to their operations within three years. However, some firms still feel technical barriers stand in the way. In the Making Real-Time Payments A Reality Report, PYMNTS surveyed more than 500 financial executives to examine what it will take to channel RTP interest into real-world adoption. Hereâs what we learned. |
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