| Next-Gen Debit Tracker⢠|
| How The Pandemic Makes 90-Day Customer Histories A Fraud-Fighting Weakness The shuttering and reopening of states' economies are causing seismic shifts in consumer behaviors. Tried and tested ways of catching fraudsters, such as comparing consumers' activities against their 90-day transaction histories, are now resulting in false positives, says Carlos Mejia, chief digital executive at Pacific National Bank. In this monthâs Next-Gen Debit Tracker, Mejia explains how creating short-term-only customer behavior profiles can help banks uncover bad actors. |
| A Digital Disbursement Fix To Help SMBs Keep Afloat The economic realities of COVID-19 have many small- to medium-sized businesses (SMBs) turning to lenders to keep their heads above water, but paper-based processes can delay those flow of funds. Pairing automated tools with digital disbursement methods can help approve loan applications and quickly issue funds, Kathryn Petralia, co-founder and president of SMB lender Kabbage, explains in the latest Disbursements Tracker. |
| PODCAST: Commercial Card Optimization |
| The Economic â And Ergonomic â Value Of Commercial Card Optimization Corporates are taking an introspective look to pinpoint areas of opportunity to optimize working capital, with accounts payable often at the center of the conversation. Many are likely to discover that commercial card programs are being under-utilized, said Boost Payment Solutions Founder and CEO Dean Leavitt. He told Karen Webster what it takes for firms to optimize card spend, and why suppliers are finally opening up to expand card acceptance. |
| Why Fighting Fraud Means Looking Beyond The Transaction The global pandemic has presented an opportunity for merchants worldwide to up the level of their digital-commerce game. But Kount's Gary Sevounts tells PYMNTS that the same is true for fraudsters. And stopping them meanslooking beyond just one transaction, to the consumer's entire commerce journey. |
| The One Employment Stat That Could Threaten The Recovery Labor data out this week indicate that nearly half of American adults might be unemployed, but that several million more workers are still in jobs but dealing with pay cuts. The former is what gets widely reported and the target of stimulus programs, but it’s the latter that could make it harder to get a recovery really moving. We break it down. |
| | Auth Rates | | PayPalâs Magats: Digital Shift Forces New Focus On Auth Rates â And New Ways To Boost Them Tokenized credentials improve conversions but are only one of three things that merchants can do to boost auth rates by 200 basis points or more, Jim Magats, senior vice president of Omni Payments at PayPal, tells Karen Webster. COVID-19 and the massive shift to digital, he says, has merchants now keenly dialed into the fact that improving auth rates is well within their ability to control, without imposing friction on good buyers. Hereâs how. |
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