Hi Do, Here are Todd’s latest fun picks to take your financial skills to the next level... I casually mentioned three weeks ago in "Todd's Picks" that Treasury bonds, as measured by TLT, were down 50%. I pointed out how a historic decline of that magnitude combined with bond/stock correlation was proof that my "epochal change" call from 2 years ago was unfolding as expected. Long-term readers took me to task: "Todd, how can you be so casual. You wrote the "Bond Bubble" article way back in 2013 telling us it was mathematically impossible for bonds to make any investment sense net of inflation. For 10 years you've been proven 100% right, and now bonds are showing a net loss over that 10 year period (forgetting inflation making it far worse) and that's all you're going to say!?! Take a victory lap! Trumpet your horn!! "You warned against bonds for buy and hold 10 years ago. The history of the bond market was against you, and yet you were right. Then you warned me again in the Allocate Smartly education series about bond biased algorithms and using bonds for risk management despite 50 years of data proving the opposite. Within two years you were proven right again. Nobody else warned me about these things, and they all came true." Sorry, I guess I don't feel overwhelmingly compelled to jump around congratulating myself when so many of you are still losing money. The readers who wrote me those notes took action and avoided the bond blood bath. They didn't get hurt by the historic bond decline. But that's less than 2% of my readers (based on the subscriptions I've seen to Allocate Smartly using my affiliate link here) that took action. Yes, I was right, but 98% of you remain invested using traditional passive investment strategy - despite my warnings, two years of educational resources proving epochal change, and subsequent economic changes proving the call was correct. I can lead you to water, but I can't make you drink. You have to take action. Nobody is going to do it for you. It's your money. It's your financial future. Fortunately, it's still not too late... I told you two years ago this process would last for 10-15 years producing lots of volatility and no gains net of inflation for buy and holders. I also proved to you through independent third-party research that this was the investment strategy that would prosper during this 10-15 year window of epochal change we entered in late 2021. If the greatest rout in US Treasurys of all time and the recent stock/bond correlation wasn't motivation enough to diversify at least a part of your portfolio into my recommended strategy, then I don't know what will. You have your burning bush now. The proof of the pudding is in the eating. It's already proven correct. There's no valid reason remaining for doubt. And this ride is just beginning. Don't succumb to inertia now because 10 years of this new investment epoch still remains... The minimum action that makes sense, given all the evidence, is to diversify at least a part of your investment portfolio into this alternative strategy. That's not a big leap to take. It's just prudent at this point. The more time transpires, the more it's all proven correct, and the bigger impact it will have on your financial future. There are tons of articles announcing this fact. Google search the title above and prove it for yourself. This is just a representative sample from a reliable source. Worth noting... the bond market has continued declining since the article was published making it officially the worst decline in all of recorded history. Ouch! Worse yet, people invest in bonds for safety of principal and diversification. They got neither! This is a really big deal with future implications for the banking and insurance industries. More to come... Hat tip to my Expectancy Wealth Planning community for sharing this article in our community resources. In a nutshell, the major news sources are now reflecting exactly what I told you to expect two years ago. Higher interest rates and inflation are upending conventional retirement planning. Wall Street’s boilerplate mix of stocks and bonds isn’t cutting it anymore. Fortunately, my Expectancy Wealth Planning community was prepared and knows exactly how to continue growing wealth despite this risk. Do you? You can join here... Onward and upward! Todd Tresidder
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