| Toast raises $250M, Ripple teams with Indiaâs Federal Bank, Why Hello Kitty has a credit file | | | Mobile Card Services Playbook⢠|
| How Card-On-File Is Changing Online Consumer Shopping A staggering 80 percent of consumers use card-on-file (CoF) when shopping online, but security remains a top concern. In the latest edition of the Mobile Card Services Playbook series, PYMNTS surveys 9,500 U.S. consumers to gauge why 50 percent of those who use CoF cite fraud as a concern â and what issuers can to do help stem their fears. |
| Why Hello Kitty Has A Credit File Synthetic ID fraud costs banks $2 billion a year â and the bad guys are so crafty that credit bureaus are unwitting accomplices to the fraud. Traditional methods of catching ID theft fall short, as Naftali Harris, co-founder of SentiLink, tells Karen Webster. However, an ID bureau that separates good consumers from the fake ones could help. |
| Credit Union Innovation Playbook⢠|
| For Credit Unions: Trust, But Innovate Credit union members are a loyal group. According to the new PYMNTS/PSCU Credit Union Innovation Playbook, few could be persuaded to try a FinTech alternative, despite FinTech's best efforts at recruiting. PSCU Chief Risk Officer Jack Lynch tells PYMNTS that, while the vast majority of members want innovation, their number-one priority is working with a trusted financial partner. |
| | The Apple Ecosystem | | Why Me-Too Services Canât Save Apple Itâs been a week since Apple announced its latest services lineup, including the Apple Card, and to a mixed bag of reviews. Karen Webster says itâs just the latest in a string of me-too Apple Services announcements over several years that lag instead of lead. Those wonât save Apple, Webster says, and point to a much bigger strategic issue that Apple needs to crack: the diminishing power of its apps ecosystem. |
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