| 76 percent of Main Street SMBs face cash flow crunch, BigCommerce preps for IPO, Afterpay goes in store | | | Subscription Commerce Tracker⢠|
| How Subscriptions Bridge The Online/Offline Learning Divide More than 1 billion students worldwide migrated online in the wake of COVID-19. But even as schools plan to reopen their doors, parents are now looking to make online education a regular part of their childrenâs lives, says Amir Nathoo, co-founder of online class marketplace Outschool. In the latest Subscription Commerce Tracker, Nathoo discusses how subscription plans that balance parentsâ and childrenâs unique needs can help meet this demand. |
| Afterpay US CEO On The Changing Face Of Luxury In A Post-Pandemic World With retailing radically shifting to digital-first mode in the pandemicâs wake, the luxury-goods market is finally going online in a big way, Nick Molnar, co-founder and CEO of Afterpay, tells Karen Webster. Hereâs how he sees installment-payment plans helping these upscale retailers turn the digital shift to their advantage. |
| Straight Outta Yale: Recent Grads Create New Beverage Product Line âOndaâ has several meanings in Spanish, including âwaveâ and âwhatâs the vibe?â But for a team of recent Yale grads and a key celebrity backer who founded a company called Onda, the word stands for a hot new line of tequila-infused sodas. CEO Noah Gray tells PYMNTS how the brand got out of the gate. |
| Why The Best Fraud Defenses Need Artificial And Human Intelligence The great digital shift is creating a perfect storm for fraudsters as consumers are shopping online who never or rarely did so before, and SMBs are taking online orders they used to get in person. Mari-Anne Bayliss, senior director of solution management at CyberSource, tells Karen Webster that machine learning can help stop the bad guys,but that’s not nearly enough. |
| Goldman’s Apple Card: What Will Q2 Hold? Goldman Sachs will hold its quarterly earnings call today, with the Apple Card — the iPhone-based credit product launched last spring by Goldman, Apple and Mastercard — likely to be a hot topic. The Apple Card has demonstrated a good deal of innovation, but also a fair amount of concern over rejection rates for both the card and its mobile wallet cousin, Apple Pay. What does the future hold? |
| | The Road To Recovery | | NEW REPORT: Helping Main Street SMBs Close The Cash Flow Gap Three-quarters of Main Street SMBs are losing the cash flow battle. And thatâs pushing many business owners to dip into personal funds â or worse â to make ends meet. In The Road To Recovery: Main Street SMBs And Closing The Cash Flow Gap, PYMNTS, in collaboration with Visa, asked Main Street SMBs what might help get them back on track. Real-time settlements top that list, an option too few Main Street SMBs say they have. Get the data and the details. |
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