| Welcome: Nompu Siziba – Moneyweb Market Watcher: Gary Booysen – Portfolio manager, Rand Swiss Rental growth slows as consumers opt to buy – Index: Johette Smuts – Head of data and analytics, PayProp Massmart reports R1.8bn loss despite increase in online sales: Mitch Slape – CEO, Massmart Three months since Lift launch – what challenges has the airline faced? Jonathan Ayache – Co-Founder, Lift Why a retirement annuity is a necessity: Ryno Oosthuizen – Business Development Manager, Glacier by Sanlam | 