| Welcome: Fifi Peters Market Watcher: John Cairns – Client Strategist, RMB Sanlam earnings slip 8%: Abigail Mukhuba – CFO, Sanlam Education initiative looks to address skills shortage in ICT sector: Malcolm Laing – Former CIO, Investec Group EPPF confirms repayment of R30m in Brian Molefe pension order: Lorato Aphiri – Legal Advisor, Eskom Pension and Provident Fund Future considerations for investors, in a world of uncertainty: Philip Saunders – Director: Investment Institute, Ninety One Loading Techniques awarded one of three multimillion-rand Kumba contracts: Valerie Horning – Owner, Loading Techniques | 