| Welcome: Nompu Siziba – Moneyweb Market Watcher: Gary Booysen – Portfolio manager, Rand Swiss R4.2bn in unpaid claims leaves workers desperate: Sandile July – Director and labour law specialist, Werksmans Attorneys Section 12J incentive has helped support 10 500 jobs: Dino Zuccollo – Chairman, 12J Association of South Africa The rand has traded close to its fair value – Milk index: Neville Mandimika – Sub-Saharan Economist and Fixed Income analyst, RMB Misdiagnosis or delayed COVID-19 test results – Can you take legal action? Mthokozisi Maphumulo – Litigation Attorney, Adams and Adams Estate planning during a pandemic: Johan Strydom – Head of Growth, FNB Fiduciary | 