| PayPal tops 300M users, Goldman targets $125B in consumer deposits, FICOâs take on debit security | | | Payments And The Platform Economy Playbook⢠|
| Unbundling The Travel Bundle Airlines and hotels are in constant battle with travel aggregators for consumer bookings to maximize profits. In this month's Payments And The Platform Economy Playbook, Eran Shust, CEO of travel platform Splitty, explains how unbundling air from hotel reservations is helping both consumers get the best deals and travel operators the best margins. |
| The Link Between FIs, RTP, Data And New Mobile Use Cases Payments can spark numerous innovations â in fact, the spread of faster payments across the globe can lead, via data, to new and lucrative use cases for banks. Ramon Villarreal, global architect of financial services for Red Hat, tells PYMNTS how to use better payments to build better mobile and digital tools for consumers. |
| How Merchants Navigate Payments Integration Risk One hallmark of commerce â especially for eCommerce firms and their partners â is the never-ending challenge of balancing trust and risk. Robert Butler, president of Payrix, explains how platforms and service providers can hone risks inherent in their onboarding and integrated payments efforts through the combined efforts of automation, machine learning â and a human touch, too. |
| PayPal Hits 305M Active Users In Q4, Cautions Future Economic Uncertainty PayPal reported a holiday quarter ahead of forecast on all fronts, a new active user base north of 300 million, a new official headcount for Venmo of 52 million and what CEO Dan Schulman described as “aggressive” plans for increased global expansion. But the uncertainty about the economy and more conservative than expected predictions for Q1 meant its stock dipped instead of surged in after-hours trading. |
| | Next-Gen Debit Tracker™ | | FICOâs Take On Debit Security Debit payments have a $960 million fraud problem â and reliance on analyzing customers' behaviors doesnât go far enough. Modern security measures must examine the behavioral patterns of all transactional participants (including the ATM), says FICO Vice President Doug Clare. In the inaugural Next-Gen Debit Tracker, he discusses how financial institutions (FIs) can expand their application of fraud-fighting tools to secure debit transactions. |
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