Optional insurance policy every homeowner needs, Clark explains Roth obsession

August 19, 2024 | Read Online

💵 Today’s Top Stories

The One Optional Insurance Policy Every Home Buyer Should Get

Without this policy, you have “no line of defense,” Clark says. It’s not required, but Clark thinks everyone should buy it. Read more.

Clark Explains His Obsession With Roth for Retirement Investing

Clark calls himself “the man from Roth,” professing his undying love for Roth IRAs and 401(k)s. What makes Roth accounts so great? Read more.

Do You Really Need an Unlimited Phone Plan?

Do you know how much high-speed data you actually use? Or are you one of the 63% paying for an unlimited data plan who actually use less than 15GB each month? Here’s how to find out. Read more.

How To Make Money As a Pet Sitter

Pet sitters often make close to $30 an hour. But there are some hidden pros and cons, which a Team Clark member found out while working as a pet sitter. Read more.

Judge’s Ruling May Ruin Your Fall Sports Streaming TV Plans

Sorry, sports fans. We have some potentially bad news for your live TV streaming plans for the upcoming football season. Read more.

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.49% and 15-year rates are 5.66% as of August 15, 2024. The following chart shows the 30-year mortgage rate trend over the last year.

Refi Info | Mortgage Refi Calculator

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📊 Stat of the Day

💡+15.5%: The year-over-year increase in electric utility bills as of June. It coincided with yet another record-breaking month in terms of warm weather. Clark recently gave tips on how to save money on air conditioning and cooling expenses.

💰️ Deal Alert: Today’s Top Deals

Best price ever! Apple iPad 64GB tablet for $199

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Get a $10 Amazon credit with the purchase of 3 household essentials

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See All of the Best Deals Today

🎙️ Podcast

YouTube video by Clark Howard: Save More, Spend Less

Full Show: Clark Stinks! and Best Apps for Finding a Side Hustle

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, Clark predicts that more people may start doing gig work as the economy moves into a slower gear. There are two apps that have grabbed Clark’s attention as resources to find a good side hustle.

Watch the Full Episode

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.