| | | | | & | | Legal Opinion 2019115422-000 | | | | Financial Superintendence of Colombia | | & | | |  |
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| | | | | | | | | | Through legal opinion 2019115422-000 dated October 2, 2019, the Financial Superintendence of Colombia stated that banks can procure collective insurances on behalf of their clients, provided they have signed a network use agreement (bancassurance agreement) with the insurer and the insurance is one of those authorized by Decree 2555 of 2010 to market through that channel.
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