Telegraph Money

The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips.

The Telegraph take

By Sophie Christie personal finance reporter

It's been a rough few years for the property market, with Brexit uncertainty weighing on prices and transactions. Lower prices can spell good news for aspiring first-time buyers, however, and these would-be homeowners are being given a helping hand onto the ladder with the Bank of Mum and Dad.
Lloyds, Britain's biggest bank, is offering borrowers a 100pc mortgage if their parents are willing to open a linked savings account and deposit the equivalent of 10pc of the purchase price. Find out how the deal works here.
As with any deal, though, remember to read the small print. Around 250 residents of Tywardreath in Cornwall learnt this the hard way when they invested between 500,000 and 2m in a local shop in a bid to save it.
Across the county, socially-minded savers are being promised they can rescue local landmarks and businesses thanks to government support for innovative community investment vehicles to spruce up Britain. But not all the would-be white knights running these schemes are successful. The Tywardreath villagers are still waiting for their money back.

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You have the last word...

Roger Courtney said about transfer fraud ruins lives – this year, banks need to work harder on a solution: "The fraudsters are scum... But if I walk down the street and hand a stranger money it is my mistake, if I do it by bank transfer somehow that is the bank's problem? Do we not need to be responsible for our own actions?"
Graham Palmer said about MPs urge mortgage providers to undo culture of fear around Japanese knotweed: "Given how invasive this is, if it is 50 or whatever metres from your house it will soon be very much nearer, you have every reason to be concerned that a big bill is coming your way."
Andrew Townshend said about uncertain future for Saga customers as credit card axed: "Saga products are not good value, their insurance premiums are way over the top."

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