| Mastercard, Megafon partner on mobile payments, credit card debt hits 7-year high, and how bitcoin drains power and maybe productivity. | | | Innovation Readiness Playbook |
| NEW DATA: Why 100% Of Mid-Sized FIs Fail To Climb The Innovation Curve Hereâs a shocker: 15 percent of mid-sized financial institutions donât plan to introduce anything new â products or features â to their customers, and 45 percent say no to new products. The latest Innovation Readiness Playbook examines where the innovation deficiencies lie and offers specific insight on what mid-sized FIs must do to climb the innovation curve. |
| Why SMB Lenders Need Straight Through Data The definition of friction in lending is when online financial data is printed out by the SMB, delivered manually to the lender, who then manually keys all of it into their own digital systems. Steven Brennan, SVP lending for Validis, told Karen Webster itâs what APIs and a team of forensic accountants at Validis tackled by delivering âstraight through dataâ from the SMBs' accounting system directly to the lenderâs underwriting platform. No paper required. |
| Equifax And Entersekt Team Up To Stop ID Fraud No data is safe in the wake of the Equifax breach â at least not the static kind, such as SSNs and driversâ license numbers. Thatâs why Equifax has teamed up with Entersekt to launch a mobile digital ID initiative to shore up fault lines in the battle over ID fraud. Entersekt CEO Schalk Nolte tells Karen Webster how the mobile device can ward off the bad guys by putting customers in control of how their information is used. |
| | Disbursements Tracker™ | | TRENDING: Will Millennials Flock To Next-Day Cash Back Debit Rewards? Millennials like credit card rewards, but donât like credit card debt. Bank of the Internet USA EVP Eduardo Urdapilleta tells PYMNTS how next-day cash debit rewards offer millennials the best of both worlds, and how Urdapilleta and BofI are betting big that this new twist on an old card experience will appeal to this debt-averse generation, in the latest Disbursements Tracker. Find out why â and how. |
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