| With big purchases in the plans, it helps to have real flexibility with financing. The FlexLOC® Home Equity Line is ideal for homeowners who want to manage monthly expenses with greater control. Ask us how you can use FlexLOC® as a refillable line of credit with a variable interest rate, or lock in a portion at a set interest rate and term like a regular loan. Get details and apply now. It’s one more way to enjoy Banking Done Your Way with your local friends at F&M Trust. | 