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REPORT: 22 Payments Execs Get Real About AI

When talking about artificial intelligence (AI), beyond the hype and breathless anticipation lies the reality. To get a sense of where AI (and machine learning) stands, and where it’s headed as it continues to be deployed in financial services, PYMNTS queries 22 of payments top execs — who discuss what’s in the here and now, and what lies ahead. Here’s the real intelligence about artificial intelligence.

Embedded Payments

Embedded Payments: Going Beyond The Buzzword

Embedded payments can give control and options for merchants, and improve the customer experience. Daniela Mielke, CEO of RS2 Software, tells Karen Webster that embedding payments in a transaction’s value proposition is easier said than done, but third-party providers can offer better tools and insights to merchants. However, those independent sales organizations and independent software vendors must change their mindsets first. Here’s how they can do it.

Age Verification

Can '21' Keep The Vaping Industry From Running Afoul Of The Regulators?

As eCigarette and online vaping merchants face increasing pressure and danger over underaged sales, age-verification software providers are getting more attention and business. Matt Fields, vice president of AgeChecker.net, an age and ID verification service, talks with Karen Webster about why “21” might be the best way for online vaping merchants to make sure products don’t get into the hands of the wrong people.

Real-Time Payments

For Merchants, Why Real-Time Payments Are Not Ready For Prime Time

With 2020 nearly upon us, the shift to real-time payments has yet to keep up with the anticipation — with a notable lack of traction among merchants. Sarah Adams, vice president of global product at First American Payment Systems, tells PYMNTS that new tech, such as biometrics, can open the door to greater acceptance of faster payments. Here’s why — and the roadmap ahead.

REPORT: How Subscription Merchants Can Avoid The SCA Conversion Cliff

Subscription services have long touted their ability to deliver a regular supply of products while offering a nearly invisible payment process. Yet, in the new European reality of Strong Customer Authentication (SCA), what happens when subscriptions meet rigorous payment authentication? In the new SCA Impact Playbook: Subscription Commerce And The SCA Opportunity, PYMNTS reveals how businesses can make the most of the regulatory shift by minding three Cs: churn, conversion and card-based risk.

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