Factoring Finds A New Face As The Bridge To Bank Loans Factoring hasn't always had the best reputation among small businesses struggling with longer payment terms. While the industry has its bad actors, American Receivable President Jack Stieber says receivables financing â when used properly â can bolster a young business when other avenues to capital are closed off. The key, he tells PYMNTS, is to approach factoring as a bridge to self-funding or bank loans. |