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Justia Weekly Opinion Summaries

Banking
May 29, 2020

Table of Contents

Zepeda v. Federal Home Loan Mortgage Corp.

Banking, Real Estate & Property Law

US Court of Appeals for the Fifth Circuit

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Legal Analysis and Commentary

Not Letting Felons Vote Damages Democracy for All Citizens

AUSTIN SARAT

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Austin Sarat— Associate Provost, Associate Dean of the Faculty, and William Nelson Cromwell Professor of Jurisprudence and Political Science at Amherst College—argues that disenfranchising felons, as most American states do in some way, does substantial harm to everyone in our democracy. Sarat praises a recent decision by a federal district court in Florida striking down a state law requiring people with serious criminal convictions to pay court fines and fees before they can register to vote, but he cautions that but much more needs to be done to ensure that those who commit serious crimes can exercise one of the essential rights of citizenship.

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Banking Opinions

Zepeda v. Federal Home Loan Mortgage Corp.

Court: US Court of Appeals for the Fifth Circuit

Docket: 18-20336

Opinion Date: May 27, 2020

Judge: James C. Ho

Areas of Law: Banking, Real Estate & Property Law

In a prior dispute between plaintiff and her lender, Feddie Mac, the Fifth Circuit certified to the Supreme Court of Texas the following question: "Is a lender entitled to equitable subrogation, where it failed to correct a curable constitutional defect in the loan documents under section 50 of the Texas Constitution?" The Texas Supreme Court answered in the affirmative. In light of the Texas Supreme Court's answer, the court reversed the district court's holding to the contrary and remanded for further proceedings.

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