Latest Case: American Family Mutual Insurance Co. v. Lehenbauer Farms, Inc. (Insurance Law)

They Are Still Teachers

LESLIE C. GRIFFIN

UNLV Boyd School of Law professor Leslie C. Griffin comments on the oral argument the U.S. Supreme Court heard on Monday in the combined cases of Our Lady of Guadalupe School v. Morrissey-Berru and St. James School v. Biel, which bring before the Court the question of the ministerial exception. Griffin explains that the ministerial exception is an affirmative defense that keeps the facts of a case from ever going to a judge or a jury and argues that a broad construction of the exception—as advocated by the religious employers in those cases—would be devastating to the careers of thousands of Americans teaching our children and caring for our sick in religious organizations across the country.

Read More

When the Paranoid President Meets the Supreme Court

AUSTIN SARAT

Austin Sarat—Associate Provost, Associate Dean of the Faculty, and William Nelson Cromwell Professor of Jurisprudence and Political Science at Amherst College—comments on Tuesday’s oral argument before the U.S. Supreme Court in Trump v. Vance, which raises the question of whether the President should be able to shield his tax and financial records from a congressional subpoena. Sarat urges that the Court see through the grandiosity and paranoia of the President’s legal claims, arguing that the future of a government of limited powers and the rule of law hangs in the balance.

Read More

Linking COVID-19 Relief for State Governments to Abandonment of “Sanctuary” Policies? The Uncharted Territory of Conditional Spending

VIKRAM DAVID AMAR, JASON MAZZONE

Illinois Law dean Vikram David Amar and professor Jason Mazzone assess President Trump’s suggestion that federal aid to state and local governments might be conditioned on their willingness to abandon their “sanctuary” policies and assist the federal government in immigration enforcement. Although Amar and Mazzone expect those federal spending conditions not to be realized, they use the President’s comment to list and describe some unanswered fundamental constitutional questions in the conditional spending arena.

Read More

American Family Mutual Insurance Co. v. Lehenbauer Farms, Inc.

Dockets: 19-2050, 19-2171

Opinion Date: May 12, 2020

Judge: Raymond W. Gruender

Areas of Law: Insurance Law

The Eighth Circuit affirmed the district court's grant of summary judgment in favor of American Family in a declaratory judgment regarding American Family's duty to defend and indemnify Mid-American. American Family had issued a commercial general liability insurance policy (CGL) to Mid-America. The court held that American Family has no duty to defend or indemnify Mid-American, because Mid-American's alleged defective construction work in the underlying suit is not considered an "occurrence" in the policy. Rather, Lehenbauer's damages are all the normal, expected consequence of MidAmerican's allegedly shoddy work and were the foreseeable or expected result of that work as a matter of law. Therefore, the court held that Mid-American's work causing the damages at issue is not "an accident" within the meaning of the CGL under Missouri law. Because there was no "accident" in this case, there is no "occurrence" and no possibility of coverage.