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3 immigrants share how they achieved high credit scores Building credit in the U.S. can be tricky, but the formula for a high score is the same whether you're a newcomer or not. See the full story

Spend Smarter and Maximize Credit Card Rewards Our FREE mobile apps give you helpful and innovative financial tools on the go! Available for iOS and Android. Learn more

More news Holiday travel: 7 ways to snag an early deal with credit card rewards The December holidays may seem far in the distance, but there are only 11 more weekends until Christmas! Here's how to snag a holiday travel deal now. See the full story

Charged Up! podcast: The art of cultivating joy Acclaimed author, TED speaker, Jolly Good Fellow at Google, engineer and thought leader Chade-Meng Tan talks about finding joy within yourself as your navigate the waters of financial freedom. See the full story

5 ways to earn earline miles without an airline rewards card Here's how to earn enough points for your next trip without having a wallet full of airline credit cards (and a stack of annual fees). See the full story

Expert Q&A How credit utilization is calculated in married couple's scores If you're married and have some credit cards in both names, and some in individual names, how is each person's credit utilization calculated? Get the answer

Taking Charge: a credit card blog A desire to help others can easily lead to overspending With so many stores and organizations collecting relief for victims of disaster, it's easy to blow your budget as you try to help others in need. See the full story

Product news Citi launches limited-time 60K offer for AAdvantage Platinum Select cards New cardholders will earn 60,000 miles after spending $3,000 in the first three months - an increase of 30,000 miles over previous bonuses. See the full story

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