BY ADAM DAIGLE | Acadiana Business Editor Where does your dollars for homeowners insurance go? Our state reporter Sam Karlin, a one-time business reporter, follows the dollar and describes insurance commissioner Tim Temple's visit to Bermuda, an island that he visited periodically since he was a child. But since being elected a year ago, he has traveled here three times, trips that tell a larger story about Louisiana’s insurance crisis. Fully understanding why insurance premiums for residents of south Louisiana have soared begins on this tiny British territory in the middle of the Atlantic Ocean. What happens here — agreements worth billions of dollars covering the risk of catastrophes that could cost even more — underpins the cost of insurance in places from Louisiana to Libya. You can read the report here. It's a good read. Have a great day and thanks for reading. | 