| Welcome: Nompu Siziba – Moneyweb Market Watcher: Preston Narainsamy – Portfolio manager, Nedbank Private Wealth Sanlam diluted HEPS up 10% despite tough operating environment: Paul Hanratty – CEO, Sanlam FirstRand sees earnings down, mainly due to higher impairment charge: Alan Pullinger – CEO, FirstRand The construction sector declined sharply due to Covid-crisis – Index: Dr Roelof Botha – Economist Aspen Pharmacare withholds dividend, revenue up by 9%: Gus Attridge – Deputy CE, Aspen Pharmacare Online escrow platform keeps buyer’s funds safe during transactions: Jethro O’Brien – CEO, TradeSafe | 