If you have trouble reading this e-mail or wish to go directly to the web version, click here. DECEMBEr 2019
As the year comes to an end, we would like to take this opportunity to say a massive thank you for reading us this year! It has been a busy and rewarding year and we hope you will enjoy the December’s Rep(l)ay digest. With one united voice, we would like to wish you all a lot of happiness over the festive season and a successful year 2020!


Highlight December 19, 2019 2019 - a year to remember

In the newly published infographic, we report on how we fulfilled our main objectives in 2019. It was an important year with several memorable achievements, including extension of the geographical scope of the Single Euro Payments Area (SEPA) payment schemes, the growth of the SEPA Instant Credit Transfer (SCT Inst) scheme, the launch of the SEPA Proxy Lookup (SPL) scheme and service, and many more:


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Insight December 12, 2019 PSD2 implementation: challenges for ASPSPs

We started our series of interviews on the implementation of PSD2 with the views of an Account Servicing Payment Service Provider representative:


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Emil Johansson

Product Manager API, Business Infrastructure GLP at Swedbank


Insight December 5, 2019 What’s next for RTP?

The landscape of payment solutions in the retail market is undergoing transformation and Request to Pay (RTP) is gathering momentum. Learn about RTP in this interview on our website, which also features an infographic:


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Jean Yves Jacquelin, Erste Bank. Pascal Spittler, IKEA INGKA Group.



News December 16, 2019 Public consultation on “Technical Interoperability for MSCTs based on payee-presented data”

We started the public consultation on a newly published document that focuses on the functions to be supported by MSCT service provider back-ends for interconnectivity and more. Find out more on our website:


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News December 9, 2019 2019 Payment Threats and Fraud Trends Report

To contribute to creating awareness on payment threats and fraud trends, and to help payment stakeholders decide on possible actions, we published the 2019 Payment Threat and Fraud Trends Report. Find out more on our website:


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Technical documents The ad-hoc multi-stakeholder group on Mobile Initiated SEPA Credit Transfers, including instant transfers (MSG MSCT): Technical Interoperability for MSCTs based on payee-presented data December 16, 2019 2019 Payment Threats and Fraud Trends Report December 9, 2019

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