If you have trouble reading this e-mail or wish to go directly to the web version, click here. April 2025
In this edition, we bring you the latest insights and developments from the European Payments Council (EPC).
Don’t miss our free upcoming webinar on the One-Leg Out (OLO) Instant Credit Transfer (OCT Inst) scheme –
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From Iberpay’s implementation experience and Visa Direct’s membership, to the launch of a public consultation on the use of SEPA Instant Credit Transfer (SCT Inst) at the Point of Interaction (POI), revised Clarification Papers, and updates on the EPC Directory Service (EDS) — there is plenty to discover.
Read more — there is even more to explore!

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Insight Transforming cross-border payments: Iberpay’s role in the OCT Inst scheme implementation

We interviewed Juan Luis Encinas Sánchez, CEO of Iberpay, to know more about the company’s participation in the OCT Inst scheme and its impact on international instant credit transfers.


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Juan Luis Encinas Sanchez

CEO of Iberpay


Insight Visa Direct joined the EPC: a new member's perspective

We spoke with Isabelle Olivier, Head of Business Development for Visa Direct in Southern Europe, about Visa Direct’s role in real-time global payments, challenges in retail and account-to-account (A2A) payments, and Visa’s contributions to the EPC.


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Isabelle Olivier

Head of Business Development for Visa Direct


EDS Onboarding and Registration Guide

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News Public Consultation on the Use of SCT Inst at the POI

The European Payments Council has launched a public consultation to explore how it can best support and facilitate the use of SCT Inst at the POI.


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News Revised Clarification Papers for the EPC Payment Scheme Rulebooks and Updated Recommendations on Customer Reporting

The EPC has published updated clarification papers to support the implementation of the 2023 and 2025 SCT, SCT Inst, SDD Core and SDD B2B rulebooks.
Additionally, the EPC has published updated recommendations on customer reporting of SCTs, OCT Inst and SDDs.


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News EDS API Specifications

The European Payments Council has released the EDS Application Programming Interfaces (API) specifications.


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News EDS Web GUI guidelines

The European Payments Council has released the guidelines for the EDS Web Graphical User Interface (GUI), providing detailed instructions on its usage.


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The EPC announces its collaboration with StreamMind to deliver the “ART” test and self-certification platform for VOP

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The European Payments Council is launching a call for participation to the phase 1 of the EPC Directory Service pilot

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