The idea of umbrella insurance is nice, but do you really need it?
January 30, 2025 | Read Online | | | Advertisement | | | Big changes are coming to the Costco food court. Find out more about this “bubbly” news later in this email. | | 💵 Today’s Top Stories | | | The idea of umbrella insurance is nice, especially if you have money. “Protect yourself against anything your other policies don’t cover.” But what do you actually get? And does Clark like these? Read more. |
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| | | “You’re crazy” if you’re obsessed with getting a credit score in the 800s, Clark says here’s the real credit score number you should target. Read more. |
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| | | These companies offer the most work-from-home positions. Plus, Clark gives a word of caution on the limitations of work-from-home jobs. Read more. |
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| | | Many T-Mobile customers will get a free season-long MLS Season Pass starting Feb. 18 (normally costs $99 per year). Here are the details. Read more. |
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| | | The prepaid cell phone provider on Verizon’s network offers plans as low as $25 per month. We’re here to help you navigate not one, not two but 10 different available plans. Read more. |
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| | 💻️ Tech Tip From Kim Komando | Help from afar: Samsung’s new Family Care service helps caregivers keep tabs on loved ones remotely. Set reminders, manage appointments, and get alerts when they arrive or leave a location. Plus, it lets you control smart devices like the stove or check the fridge for groceries. Fine print: Galaxy phones only. Yep, it’s free. Find it in the Life tab on the SmartThings app. Join 575K people who get tech smart with my friend Kim Komando’s free newsletter, The Current. |
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| | 🥤Huge Change Coming To Costco Food Court | If you’re a huge fan of Costco like Clark, especially the food court, there’s a huge change coming this summer. | Before you get in a tizzy about the $1.50 hot dog and soda combo price, that’s not changing. But your drink options will switch from Pepsi to Coke products this summer. | During the warehouse club’s earnings call, a shareholder asked about the rumored change. | Said CEO Ron Vachris: “This summer we will be converting our food court fountain business back over to Coca-Cola.” | That ends a 12-year run for Pepsi, as Costco last switched between the two beverage giants in 2013 in order to maintain its $1.50 combo price point. | Costco Insider first reported the rumor last month. Costco Insider editor Matt West said that a poll revealed 87% of its followers, presumably Costco customers, preferred Coke over Pepsi. | | 📊 Stat of the Day | 📉 27%: The share of Americans that believe the American Dream still holds true. That’s down from 50% in 2010. The poll defines that dream as “if you work hard you’ll get ahead.” Wanting some optimism? Follow Clark’s 10-step guide to saving and investing to ensure that dream stays real for you. |
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| | 💰️ Deal Alert: Today’s Top Deals | | | | | 🎙️ Podcast | | Full Show: Clark's Risky Trading Rule and Are You Underpaid? |
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| We often think of gambling addictions in casinos or sports, but did you know you can be addicted to investing? While saving for retirement is a positive, some apps are making it almost too easy to buy and trade. Unfortunately, engaging in risky trading can include spiraling losses and wildly unexpected tax consequences, as Clark explains. He has a rule if you want to “play” in the market. Also, are you underpaid? It’s about to get easier to tell! | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | | | |
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