| Welcome: Fifi Peters Market Watcher: Craig Pheiffer – Chief Investment Strategist, Sasfin Securities Discovery partners with BlackRock for new asset management entity: Kenny Robson – CEO, Discovery Invest Google Wallet now available in SA: Chaiti Sen – Head of Product Communications, Payments, Google Sasol benefits from higher energy and chemicals prices: Fleetwood Grobler – CEO, Sasol Aveng sees second consecutive year of profitability: Adrian McCarthy – CFO, Aveng Property: Alternative energy solutions mitigating load shedding, but not free of risks: Tarina Vlok – MD, Elite Risk Acceptances | 