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Greetings, Crypto Hodler’s👋, |
GM. This is FOMOchain – the newsletter that spices up your crypto diet. Here’s what we got for you today: |
🇪🇺 MiCA’s “Burden” Becomes a Blessing 🏦 Luxembourg: The Quiet Capital of Crypto 📈 Bitcoin Hits $123K: Institutions, Not Retail, Are Driving the Rally 🚨 Bitcoin Still Tiny Compared to Gold and Real Estate 🧾 MARA’s Big Bet: $2B in Assets, 2,000 BTC for Yield 🏦 Standard Chartered: Now Live for Institutional Spot Trading 🌍 Global Impact: MiCA’s Ripple Effect (Pun Intended) |
Regulation was supposed to slow crypto down. Instead, it’s becoming the very engine pushing it forward - at least in Europe. |
From Luxembourg’s quiet dominance to Bitcoin flipping Amazon in market cap, we’re witnessing a dramatic shift in crypto’s global structure. And while institutional capital floods the space, retail still hasn’t even blinked. This isn’t hype; it’s strategy. |
Let’s unpack this. |
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🇪🇺 MiCA’s “Burden” Becomes a Blessing |
The Markets in Crypto-Assets (MiCA) regulation in Europe has flipped early criticisms on their heads. Instead of destroying innovation, MiCA has clarified the playing field, giving large crypto companies the confidence to go all in on the EU market. |
Take Coinbase, Bybit, and OKX, all of whom secured MiCA licenses within a week of each other. The regulation ensures Anti-Money Laundering (AML) standards that match major banks, according to Georg Harer of Bybit EU. That puts crypto exchanges on equal legal footing with traditional finance for the first time. |
👉Are you a founder or investor operating in the EU? How has MiCA affected your strategy? |
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While smaller players may struggle with compliance costs, those who can afford it are doubling down. Ripple, for instance, has confirmed its intent to expand under MiCA by applying for an e-money license in Luxembourg - widely seen as Europe’s rising crypto hub. |
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🏦 Luxembourg: The Quiet Capital of Crypto |
In recent weeks, Luxembourg has emerged as Europe’s go-to for regulated crypto operations. Here’s the lineup: |
Coinbase chose Luxembourg as its EU HQ after obtaining a MiCA license from the CSSF. Bitstamp and Clearstream Banking - yes, the one involved in the ECB’s digital euro trials - are already licensed. Standard Chartered, one of the world’s largest banks, received a digital asset license and now offers crypto custody in the region. |
Luxembourg may not be offering leniency. In fact, it has classified crypto firms as “high risk” for money laundering. Still, it’s winning the attention of giants. |
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📈 Bitcoin Hits $123K: Institutions, Not Retail, Are Driving the Rally |
Bitcoin isn’t just pumping - it’s growing up. |
This week, BTC broke out of a multi-week sideways channel to reach an all-time high of $123,231, flipping Amazon in market cap and becoming the fifth-largest global asset. |
📣 Do you think Bitcoin can close 2025 above $150K? |
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Retail buyers? Still sitting on the sidelines. |
According to analysts like Katie Stockton of Fairlead Strategies and Markus Thielen of 10x Research, institutional capital is leading the charge. Stockton projects a short-term target of $135K, while is $160K by year-end. |
Katie Stockton opinion on CNBC: |
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🚨 Bitcoin Still Tiny Compared to Gold and Real Estate |
Despite the bullish momentum, Bitcoin’s $2.4 trillion market cap is still dwarfed by other asset classes. |
As James Lavish of Bitcoin Opportunity Fund pointed out, BTC may have overtaken Amazon, but it’s still a minnow next to gold, global equities, and real estate. |
| James Lavish @jameslavish | |
| Good morning. To all the people worrying that the 'game is over', claiming that Bitcoin is now 'fully priced', insisting that 'it can't go much higher from here', I present the global investable asset universe (aka 'addressable market' for Bitcoin), courtesy of @Croesus_BTC. | |
| | 3:24 PM • Jul 14, 2025 | | |
| 1.62K Likes 238 Retweets | 76 Replies |
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However, momentum is on its side - and analysts like Nick Ruck from LVRG Research remain optimistic, so long as no black swan events emerge. |
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🧾 MARA’s Big Bet: $2B in Assets, 2,000 BTC for Yield |
In a strategic expansion move, MARA Holdings just acquired a minority stake in Two Prime, an institutional investment advisor managing $1.75 billion in assets. |
The acquisition includes a $20 million equity investment, and MARA has increased its Bitcoin allocation to 2,000 BTC, up from 500 BTC. |
This BTC will be held in a Separately Managed Account (SMA) designed to generate yield. It's a signal that miners are evolving - optimizing for returns beyond just selling freshly mined Bitcoin. |
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🏦 Standard Chartered: Now Live for Institutional Spot Trading |
Standard Chartered is no longer just flirting with crypto. |
The bank has launched spot trading services for Bitcoin and Ethereum, targeting institutional clients via its UK entity during Asia and Europe trading hours. |
With 24/5 access on the roadmap, this is the bank's latest push into regulated crypto services, complementing its earlier move into custody. It’s all backed by the UK Financial Conduct Authority (FCA), adding an extra layer of compliance credibility. |
This isn’t a pilot - it’s a launch. The intent is to go global, and the infrastructure is already being tested. |
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🌍 Global Impact: MiCA’s Ripple Effect (Pun Intended) |
As MiCA reshapes the regulatory narrative in Europe, the rest of the world is watching. |
The trend? Regulatory clarity is becoming competitive advantage. |
More exchanges will want in, and customers are increasingly choosing platforms operating under strong, clear frameworks. Regions like the U.S., Southeast Asia, and the Middle East are now racing to replicate this structure - or risk losing talent and capital to Europe. |
📣 Would you switch to a MiCA-compliant platform if it offered higher transparency? Hit reply and let us know why. |
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🎯 What to Watch Next |
Will Ripple’s e-money license be granted before Q4? Will Bitcoin’s rally continue to $135K as predicted? Will MiCA-style regulations go global by 2026? |
We’re watching these stories closely, and so should you. |
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Thanks for reading FOMOchain’s crypto dive. |
We’re building something special: a smarter, calmer way to stay updated without drowning in hype. If you found this newsletter useful, share it with your sharpest crypto friend. No spam. Just signal. |
Stay tuned, Hodler’s. We’ll be tracking Q2 week by week - and as always, decoding the signal from the noise. |
Until next time, From FOMOchain Team. |
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