| COVID 19 Brings New Wave of Cybercrime You may be the victim of home title fraud and not even know it. Here’s how you find out. www.HomeTitleLock.com Cybercrime experts warn, we are at increased risk of a far worse type of identity theft – home title fraud. The Covid-19 pandemic created unprecedented access to cyber-criminals (foreign and domestic) to prey upon Americans who shop, work, bank and do virtually everything online from home. The FBI warns homeowners that home title fraud is now one of the fastest growing crimes. Home title fraud (sometimes called house stealing) is far more devastating than simple identity theft because it can literally cost you your home and is not covered by ordinary identity theft programs, your bank or insurance. This type of crime is particularly attractive to cyber-criminals because they stand to gain tens, even hundreds of thousands by taking over the title to your home. Once they’re on your home’s title they’ll take out massive loans against your home and in some cases, even have you evicted. HERE’S HOW HOME TITLE FRAUD HAPPENS: Step 1. All home titles are now kept online, and thieves know it. Everything they need to take over legal ownership of your home, rental property or vacation home is easily found on the Internet. Step 2. They forge your signature on a legal home transfer deed, place a fake notary seal on it, and refile your home’s title claiming to be the new owner. No government entity is required to verify the legitimacy of your home’s transfer. It’s now theirs’. Step 3. Thieves can now take out loans from multiple lenders using your home’s equity. They split with the cash and stick you with the payments. In other cases, thieves may claim ownership and force authorities to evict you from your home. WARNING. You will spend tens of thousands of dollars in court trying to regain ownership of your home. NOTE: Title Fraud is NOT covered by your homeowner’s insurance, bank or common identity theft programs. Only Home Title Lock protects you. CHECK IF YOU’RE ALREADY A VICTIM AND PROTECT YOUR HOME WITH HOME TITLE LOCK For pennies a day, Home Title Lock builds a virtual barrier around your home’s title. First things first: click here and enter your home’s address to see if you’re already a victim and don’t know it. And to help you get through this difficult time, Home Title Lock will give you 30 days of FREE protection. Simply click here or visit HomeTitleLock.com. | 