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ISVs versus PayFacs

Why ISVs Don't Need To Go The PayFac Route

Independent software vendors have to navigate a brave new world where megamergers are reshaping financial services. A decision to offer payments may also lure some to become payment facilitators (PayFacs). But, in an interview with Karen Webster, Daniela Mielke, CEO at RS2 says that ISVs don’t need to change — they can bring payments to merchants by leveraging partnerships instead. Here’s how she says to do it.

Tracker Watch

Banks, FinTechs Connect Businesses To Real-Time Payments

Though faster payments are gaining speed, PYMNTS' latest Faster Payments Tracker finds paper remains a barrier to businesses' adoption of real-time transacting. But new services from HSBC, Wells Fargo and Xero reflect the FinServ industry's confidence in real-time corporate payments' future.

How Overlay Services Can Break SMB Financial Data Out Of Silos

Corporates operating dozens of platforms can struggle to break data free from silos. Though small businesses may only be running a few enterprise apps, CreDec CEO Alex Meynell says accessing a single source of truth can be just as elusive. He spoke with PYMNTS about the opportunity for overlay services to integrate financial data between platforms, and how that can help small businesses elevate their payments strategies.

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