| What âUnscorableâ Consumers Really Look Like
While credit scores, or the lack thereof, tell lenders a lot about consumers, the traditional credit scoring models donât always provide a clear picture of risk. Sarah Davies, SVP of product development and analytics at VantageScore, joined Karen Webster to discuss why the millions of U.S. consumers in the basket of âunscorablesâ look a whole lot more like their scorable counterparts than lenders may realize. Read More... |
| The Odd Couple: Millennials And Data
Millennials love to share data â except when they donât. As in when they expect a merchant or a bank to have sophisticated technology in the background to know who they are when transacting That, says Johnny Ayers, Socure co-founder, sets up an interesting conundrum for FIs.
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| Apple Pay's Active Week
Jennifer Bailey, the senior exec in charge of Apple Pay, had lots to share about Apple Pay's progress this week. The big headlines were a snazzy new partnership with Square and the news that over a third of U.S. merchants accept Apple Pay these days. Bailey says their goal is to "replace the whole wallet." Course, they need to get a bit better about getting customers to use it first... Read More... |
| | PYMNTS X-Border Tracker™ | | How Logistics Cuts X-Border Commerce Friction
Logistics is as important to removing friction from cross-border commerce as just about anything else. The December edition of the PYMNTS X-Border Tracker⢠includes an interview with Kyle Plummer, director of cross-border solutions for Magnate Worldwide, who sheds new light on the innovations in logistics that are helping retailers sharpen their competitive edge. That, all of the latest trends, and our rankings of 126 global payments service providers await. Read More... |
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