Challenger: Refreshingly innovative retirement income

Guaranteed lifetime annuities provide regular income for your clients' lifetime. This cashflow certainty helps provide them with peace of mind with their retirement income and spending.

Market-linked lifetime annuities provide your clients with monthly income for life that has the potential for growth over time, however, payments are less predictable because they move up or down based on the performance of the chosen market index.

A choice of five different indexation options enables you to match the payment allocation to your client's risk profile - across both defensive and growth. And you have the flexibility to switch the indexation options annually.

With no investment management fees and the potential to boost your clients' Age Pension they can help optimise your clients' retirement income so they can enjoy today, knowing they'll always have income in the future.

This email was sent by Challenger Limited of Level 2, 5 Martin Place, Sydney, NSW, 2000, Australia. The information in this email is provided by Challenger Life Company Limited ABN 44 072 486 938, AFSL 234670 (Challenger Life) and/or Challenger Retirement and Investment Services Limited ABN 80 115 534 453, AFSL 295642 (CRISL). It is general information only about our financial products and services and is intended solely for licensed financial advisers or authorised representatives of licensed financial advisers, and is provided to them on a confidential basis. This email and the information in this email must not be distributed, delivered, disclosed or otherwise disseminated to any investor, without our express prior approval. Investors should consider the relevant product Target Market Determination and Product Disclosure Statement available at www.challenger.com.au and the appropriateness of the applicable product to their circumstances before making an investment decision. Challenger Life and CRISL are not authorised deposit-taking institution for the purpose of the Banking Act 1959 (Cth), and their obligations do not represent deposits or liabilities of an authorised deposit-taking institutions in the Challenger Group (Challenger ADI) and no Challenger ADI provides a guarantee or otherwise provide assurance in respect of the obligations of Challenger Life and CRISL. Accordingly, unless specified otherwise, the performance, the repayment of capital or any particular rate of return on your investments are not guaranteed by any Challenger ADI.

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