| Coinbase under investigation for flash crash, Key Congresswoman says shut down Wells Fargo, The payment method consumers hate the most. | | | For Faster Payments, Is The Business Model Key?
The movement toward faster payments benefits firms of all types and sizes, both traditional and digital. Tammi Shapiro, Fiserv's vice president of product strategy and management, recently told PYMNTS that flexibility across a number of business models is key â especially as same-day ACH payments and other speedier transactions gain traction. Read More... |
| Open Banking And The Consumer Data Conundrum
PSD2 looms, and so does a new era of data sharing. Opt-ins will replace opt-outs, and for U.K. startup Tail, open banking APIs mean better merchant/consumer relationships, as Phillip Keller, CEO and founder, tells Karen Webster in our latest Data Drivers.
Read More... |
| The Risk Of Playing Alt Lendingâs Rate Limbo
You know the story. Banks stick with their traditional lending knitting, and create an enormous opportunity for up-and-comers in FinTech looking to fill the gap. Quick.me CEO Ola Okeshola said, while that is true, the biggest opportunity isnât just how to lend to small businesses â but how to do it in a way that isnât a race to the unsustainable rate bottom. Read More... |
| | PYMNTS Disbursement Satisfaction Index™ | | NEW STUDY: Consumers Hate Getting Checks, Why Do Companies Still Send Them?
Theyâve reigned for decades, but checksâ days atop the world of disbursements are numbered â or, at least, they should be. The PYMNTS Disbursement Satisfaction Indexâ¢, in collaboration with Ingo Money, measures the disconnect between the 22 billion checks valued at $22 trillion that are written each year, and the consumerâs visceral dislike of them. To see just how deep that divide runs, an analysis of 2,243 data points on consumer disbursement preferences and a deep dive into the latest innovations in ride-sharing disbursements, check out the Index. #KillTheCheck Read More... |
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