Welcome: Jimmy Moyaha Market Watcher: David Shapiro – Sasfin Wealth Cashbuild earnings decline on continued consumer pressure: Werner de Jager – CEO, Cashbuild Higher output sees Harmony Gold pay record dividend: Boipelo Lekubo – Financial Director, Harmony Gold Investing in the best education: Mica Townsend – Group Savings and Investments specialist, Allan Gray Executive Lounge: Jordi Borrut – Managing Director, Heineken South Africa |