| Welcome: Nompu Siziba – Moneyweb Market Watcher: David Shapiro – Deputy chairman, Sasfin Securities Business confidence sees slow improvement in July: Downing – Economist, Sacci Retail sales fall 7.5% y/y: Tsitsi Hatendi-Matika – Head: Retail Investment Management, Absa Economic activity sees second month of recovery – BETI: Mike Schussler – Economist, Economists.co.za What is income protection and why should you have it? Steve Piper – Chief Distribution Officer, FMI Executive lounge: Bridget Mokwena-Halala – CEO, Assupol | 