s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=ever too late to get a degree. There are a number of ways retirees can fund further educationo pay for your degree as a mature student/meraxes.polarmobile.com:443/image/v1.0.0/bin/5bcf43f948e3edcb230e0065/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=ever too late to get a degree. There are a number of ways retirees can fund further educationo pay for your degree as a mature student/meraxes.polarmobile.com:443/image/v1.0.0/bin/5bcf43f948e3edcb230e0065/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/personal-banking/mortgages/over-50s-solutions-for-retirement/mature-student-funding/?WT.mc_id=tmgspk_plrnlr_2182_ArXkl3VgXqCr&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2182&utm_campaign=tmgspk_plrnlr_2182_ArXkl3VgXqCr&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=
Budget 2018: what it means for you and your money Follow this guide and never pay higher-rate tax
Wednesday, October 31, 2018 |
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Telegraph Money | The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips. |
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The Telegraph take | By Sophie Christie personal finance reporter |
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Philip Hammond, the Chancellor, presented the 2018 Budget on Monday, setting out the Treasury's plans for tax and spending over the coming year. Telegraph Money reporters have summarised how you'll be affected by the newly announced measures, and detailed who the winners and losers are. One of the biggest announcements made by Hammond was the bringing forward of income tax cuts by raising the "personal allowance" – the amount of income everyone can earn tax free – to 12,500 from April 2019, up from 11,850 currently, benefiting 32 million people. However, tucked away in the small print was a rise in National Insurance for higher rate taxpayers, which means they will benefit from a far smaller overall tax cut than originally thought. Use our calculator to work out your take home pay today, and how this compares to your take home pay in April, once the rate changes come into effect.
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'Accidental landlords' face 150m capital gains tax hit | |
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Contractor tax raid worth 1.2bn delayed in Budget | |
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Family businesses are being torn apart by inheritance disputes | |
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| 'My flatmate is depressed and can't work – should I pay his share of the rent?' |
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| Women: 10 ways to get a bigger, better pension | | | Follow this guide and never pay higher-rate tax | | | Budget 2018 tax allowance calculator: Work out your take-home pay | | |
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| Shares continue to tumble, but when will markets recover? | | | 3.7bn contrarian fund manager: ‘The signs for a market rally are flashing green’ | | | It's Your Money, episode 2: 'Investing 101 – how to grow your cash without breaking the bank' | | |
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Which of our favourite trusts look like bargains after the market sell-off? | |
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Lloyds and Crest Nicholson have failed to make gains but both are worth holding | |
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Direct Line’s shares may not be motoring but the 6pc yield makes them a hold | |
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Buy newly floated Aston Martin – it’s making a clever pitch for the Chinese market | |
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You have the last word... |
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David Rossiter said about the 26-30 'Millennial' railcard: "This discriminates against anyone of this age who needs the discount but can't afford a smart phone - surely that cannot be fair?" Blaise Morris said about “Accidental landlords” face 150m capital gains tax hit: "Why won't Hammond seek a fair and proper income from non UK residents who have and continue to buy up millions of homes often simply leaving them empty?" A Fish Called Wander said about Budget winners and losers: "I buy all my wine in France, so Hammond can tax it in the UK as much as he likes. Until 29th March 2019 anyway.." |
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Contact us: to pose a question to our team of expert reporters, email [email protected]. If you'd like a free financial plan, email [email protected] with the subject 'Give me a Money Makeover'. |
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