Plus, fixing Federal Home Loan Banks, and the changing landscape of economic opportunity in America.
Are concerns about digital disinformation and elections overblown? Generative AI has captured the public imagination and raised concerns about the deceptive nature of AI-generated images, video, text, and audio—especially as they’re used to potentially influence political outcomes. Despite these concerns, elections have come and gone around the world this year with little evidence that AI-enabled foreign malign influence has had a meaningful effect on elections so far. Valerie Wirtschafter explains the threat, likely reasons why it hasn’t been as bad as some feared, and what to watch for in the looming U.S. election. | More research and commentary How to fix Federal Home Loan Banks. In 1932, Congress passed the Federal Home Loan Bank (FHLBank) Act to support homeownership during the Great Depression. At its inception, the FHLBanks played an important role helping working families access financing to buy a home. Today, the FHLBanks have lost this focus—in favor of profit—and should again prioritize encouraging member financial institutions to provide the type of financing that households need to thrive, argue Aaron Klein, Kathryn Judge, and Alan Cui. The changing landscape of economic opportunity. Last week, the Brookings Center for Economic Security and Opportunity hosted a webinar about how opportunity is changing by race and class in America and the sociological forces that are driving these trends. Quinn Sanderson and Gabriela Campos provide key highlights from the event. | About Brookings The Brookings Institution is a nonprofit organization based in Washington, D.C. Our mission is to conduct in-depth, nonpartisan research to improve policy and governance at local, national, and global levels. If you were forwarded this email, sign up for the Brookings Brief to stay updated on our latest work. | The conclusions and recommendations of any Brookings publication are solely those of its author(s), and do not reflect the views of the Institution, its management, or its other scholars. | |