| The Clearing House On The Race for Real-Time Payments In The US The race to scale real-time payments in the U.S. is gathering momentum as more use cases persuade more banks and their corporates of its value. In an interview with Karen Webster, Russ Waterhouse, executive vice president of product development and strategy at The Clearing House, details the recent headway made by TCH and the private sector to make real-time payments ubiquitous and bring more innovative use cases to market. (Photo courtesy of TCH) |
| Mercari US CEO: Modernizing Marketplaces For The Casual Seller Legions of Americans are sitting on unused items theyâd like to convert to cash and millions of buyers are eager to score a good deal on stuff that may not have ever been used. John Lagerling, U.S. CEO of Japanese-based recommerce marketplace Mercari, tells Karen Webster that his firm wants to help. Mercari is expanding into America and aims to return online selling to its simplest form. Hereâs how. |
| Disbursements Satisfaction Index |
| New Data: Receivers Value Instant Payouts Enough To Pay To Get Them Both senders and receivers recognize the importance of getting disbursements instantly. So important, that receivers are willing to pay to get access to their funds on demand and payors will invest to offer it. PYMNTS recently surveyed 5,000 consumers and 500 microbusinesses to understand their gaps in access to instant payouts. Hereâs your first look at that data. |
| The Mystery Of What’s Next For TikTok This is the summer of discontent for Chinese social-media giant TikTok. The E.U. is investigating it, India has banned it, Facebook is challenging it and President Trump wants the company to sell at least its U.S. arm by Sept. 15 or pack its bags. We break down all of the possibilities and TikTok’s likely future. |
| PODCAST: Payments Ecosystem |
| Messaging Standards Bring Clarity To A Fragmented Payments Ecosystem Interoperability is essential to achieving speed, efficiency and security when moving money (and data) around, but the world’s highly fragmented financial ecosystem makes that hard. Marius Bogoevici, Red Hat’s chief solutions architect for financial services, tells PYMNTS that getting the market’s cooperation around messaging standards can help. |
| | KLW Commentary | | What Overcoming Inertia Tells Us About The Future of Physical Retail Physical retail was broken long before the pandemic accelerated its decline. So, thinking that consumers will âgo backâ to what used to define the physical retail experience means believing that consumers will want to do more of what many had already decided they wanted to do less of: shop in the physical store. Karen Webster says that the only thing holding many consumers back from abandoning physical retail was inertia, something that the pandemic has motivated consumers to overcome. Now, that they have, she says thereâs no turning back. |
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