| Affirm looks to raise $1.5B, US Bank dials back growth forecasts, Trade credit burden hits half of US SMEs | | | Consumer-Centric Authentication Study⢠|
| Report: Consumers Drive Demand For Banking App Controls Consumers want to take the fight against digital fraud into their own hands, with nine in 10 wanting digital banking apps that give them transaction-specific authentication controls. But are banking apps meeting consumersâ demand for control? In the Consumer-Centric Authentication study, PYMNTS surveyed 2,835 American consumers to find out. |
| Cracking Loan Fraudâs âBlind Eyeâ Problem The demand for instant credit decisions â whether online or at the auto dealer when trying to close a deal â has surfaced yet another source of fraud: falsifying income on loan apps. There, Tim Grace, CEO at PointPredictive and Frank McKenna, the companyâs chief fraud strategist, tell Karen Webster that new models and APIs make it easier to flag those discrepancies while making the approval process more efficient. |
| How To AI: Cognitive Sourcing Meets The Supply Chain Supply chains are dynamic but nearly impossible to manage when static paper-based processes represent a huge part of how data is transmitted. LevaData CEO Rajesh Kalidindi and Resilinc CEO Bindiya Vakil, tell PYMNTS that AI can make the procurement process smarter and payments flows more predictable and transparent. |
| | SMB Receivables Gap Playbook™ | | Report: Trade Creditâs Burden Hits 50 Pct Of US SMBâs More than half of SMBs say that the age-old practice of extending credit to their buyers is a resource drain, particularly for those firms with thin profit margins. In PYMNTSâ latest SMB Receivables Gap Playbook, more than 1,000 businesses share the challenges trade credit imposes â and their thoughts on what could ease the pain. |
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