| Affirm expands POS lending to all merchants, 40 State AGs go after Facebook, Bridging instant payments perception/reality gap | | | Max Levchin On The Future-Present Of Everywhere POS Lending When Affirm launched almost seven years ago, point of service (POS) lending was a largely unknown market commodity. Now, itâs being embraced by the biggest players in financial services, which, CEO and Founder Max Levchin tells Karen Webster, meant it was time for the firm to think bigger, too. Now, Affirm customers can pay with Affirm anywhere â online or in-store â that Apple Pay or Google Pay are offered. Hereâs the scoop. |
| PODCAST: How To Instant Series |
| Bridging Instant Paymentsâ Perception/Reality Gap The more consumers experience instant payments, the more they like and want to use them (and in more contexts). In a podcast discussion with Karen Webster, Ingo Money CEO Drew Edwards says itâs getting to be crunch time for FIs to make it possible for corporates to serve up payments that not only look instant on the front end, but settle instantly in the background. |
| CyberSource: The SCA Delay Is Both An Opportunity And A Challenge As of Sept. 14, the legal deadline for the strong customer authentication (SCA) requirement of PSD2 came and went, with only 75 percent of issuers in the European Economic Area (EEA) ready to make the jump. It's a setback, Mari Anne Bayliss, director of EMEA solutions management and strategy at CyberSource, tells PYMNTS â but itâs also an opportunity to make sure that when SCA is online, itâs stable, prepared and running consistently across Europe. |
| As The 2020s Dawn, Why Credit Unions Need Millennials As 2019 hurdles toward its conclusion, and a new decade comes into view — it's time to take stock of the state of financial services and where it’s headed. In a new podcast, Charles E. "Chuck" Fagan, CEO of PSCU, tells Karen Webster that the state of the credit union (CU) is strong — but to keep growing, CUs must embrace the digital age in a bid to gather momentum among millennials. Here’s why. |
| | Next-Gen AP Automation Tracker™ | | Inside UMB Bankâs AP Automation Agenda Automating accounts payable (AP) means the paper check will soon no longer be in the proverbial (and literal) mail. In the inaugural Next-Gen AP Automation Tracker, Uma Wilson, executive vice president and director of product management at UMB Bank, explains how the bank works to break the paper checkâs spell, and educate businesses on AP automationâs advantages. |
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