| TCH Gives Banks An Open Banking Template The showdown over FinTech access to consumer bank account data may come down to standardized contracts and stringent API standards. Dave Fortney, EVP of product development at The Clearing House (TCH), takes Karen Webster through the reasons why TCH decided to create business and technical templates to standardize and secure data sharing across all FIs â and a private sector Open Banking roadmap. |
| Why The Future Of Brick-And-Mortar Isnât About Sales Spoiler alert: Physical retailâs wholesale model is on its deathbed. While it may still have a few decades left stumbling around in zombie form, b8ta CEO Vibhu Norby tells PYMNTS, what's coming next will be a world where the storeâs purpose is to serve as a discovery platform. Its primary customers won't be consumers. Hereâs a look into retailâs crystal ball. |
| Bending Card Rails For B2B Payments Optimization Card rails werenât built for B2B supplier payments, yet buyers and suppliers have shown a sudden surge of interest in the commercial card. Boost Payment Solutions Founder and CEO Dean Leavitt explains how demand for data and working capital predictability drives that shift, and the role FinTech firms can play in âbendingâ the card rails to overcome supplier acceptance and buyer payment transparency. |
| PODCAST: 'How To Instant' Series |
| ‘Simple’ Will Be Instant Payments Breakthrough Innovation The instant payments secret is out — FIs and corporates understand the value, but often struggle to create business models that optimize their value, Ingo Money CEO Drew Edwards tells Karen Webster. Here’s why he says simple and instant are the keys to unlocking that value. |
| | Faster Payments Tracker™ | | Can Real-Time Data Render Credit Scores Obsolete? Consumers with poor credit and a lack of savings have few good borrowing alternatives when unexpected expenses arise. In the new Faster Payments Tracker, DecisionLogic CEO David Evans says real-time data tools could make a difference (by using cash flow as a proxy for subprime credit scores), and provide access to loans that could help fill those funding gaps. |
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