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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
New. FREE £175 to switch bank (+ play the system to grab 1.5% easy-access savings on top)
Get £175 to switch bank, or £150 + top service. Switching's easy - just open the account (passing a not-too-harsh credit check), then use the new bank's official switch service and it's all done in seven working days. Current top deals include... - New. TOP FOR UPFRONT CASH: HSBC - free £175. New switchers to the HSBC Advance* account can get a free £175 (only through our link or MoneySupermarket). It's the biggest upfront cash offer we've seen since before the pandemic. Yet in our latest customer service poll, it only scored 38% 'great' for service.- TOP FOR SERVICE: First Direct - free £150 and 0% overdraft. If great service is key, newbies to First Direct* can get a free £150 to switch to it, or £20 to try it* (if you want to switch later on, you can call it to get the extra £130). Plus it gives many a £250 0% overdraft. It's currently rated 90% 'great' for service, and has been top or near top in every poll we've ever done. See full switch bonus and eligibility info, plus details of four more £100-to-£150 switch offers, in Best bank accounts. Combine the free switch cash with Chase's TOP 1.5% SAVINGS and 1% cashback. Open the app-only Chase current account* and you can get its linked easy-access savings account, which pays 1.5% AER variable interest on up to £250,000 (though only £85,000 of that has UK savings safety protection). You also get 1% cashback on all debit card spending for a year (activate it in the app) and it's a top pick for spending overseas too. As you DON'T need to switch to Chase to get all this, you could switch to HSBC or First Direct for the free cash, then put your savings in Chase, and filter some of your cash in there to spend each month to get the cashback. Do that and you've a corking combination. |
As the war in Ukraine continues, here's how you can donate money or help. 40+ coupons, including veggies for 1p, free £1 pork scratchings, £15 off £60 at Sainsbury's & more. See April's supermarket coupons round-up. Warning. Councils report £150 energy rebate delays. Many households in council tax bands A to D have been told they now WON'T get their rebate in April. See full info, including how to set up a direct debit to prevent further delays. Free £14 seeds & a year's 2for1 garden visits (for Kew, Warwick Castle & more) via £7.50 magazine. Valid at 392 UK gardens (seeds not available in Northern Ireland). Gardeners' World 90 ways to survive the cost of living crisis. In case you missed Martin's cost of living survival kit last week, see how to cut back, be thrifty, and access little-known support, to keep afloat in difficult times. New. Pay interest on credit card debt? Shift it to 0% for 34 months (2.7% fee). A balance transfer is where you get a new card that repays debt on old cards, so you owe it instead, but interest-free. This new Virgin Money card* gives accepted newbies 34 months at 0% - the longest interest-free period out there. Though it's best to check your acceptance odds before applying. Golden rules: Repay at least the monthly minimum, and clear the card before the 0% ends or it's 21.9% rep APR. Full help & options in Top balance transfers (APR examples). Extra 750,000 households qualify for warm home discount this winter - will you get it? But the rule change also sees 300,000 households currently eligible lose out. See who now qualifies. New. Samsung S21 FE 5G with 100GB data for £23/month - cheapest we've seen. MSE Blagged. Buying a new smartphone isn't MoneySaving, but if you'll buy one anyway, do it the cheapest way. If you're new to network Three, you can get a 128GB Samsung S21 FE 5G* with 100GB/month of data for £23/month with nowt to pay upfront, via Affordable Mobiles. It's £552 in total over the two-year contract, £207 less than a similar deal from Three itself. Want a different handset? Use our Cheap Mobile Finder. Note: Three's responsible for the contract, Affordable Mobiles for the handset. Poll: How much has your energy direct debit increased by? The energy price cap rose 54% on 1 April, sending bills skyrocketing. But many report higher percentage rises, so please tell us how much your direct debit's gone up by. |
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Egg-citing free (or cheap) ways to keep kids entertained this Easter. Including homemade 'Play-Doh', virtual tours, restaurants where kids eat 'free' or for £1, and family movies on free TV. Easter kids' activities £4 razor & refill starter kit (normally £8). MSE Blagged. This was mega popular last time we featured it, so we've blagged another 3,000 half-price kits. Brighter Shaving Boots 'Price Advantage' offers now available online - but how good are the deals? Special discounts for Advantage cardholders also now include 100+ more products, but they're not usually cheapest. See our full Boots analysis. New. Cheapest ever 2.7% loans - if you NEED to borrow. Last week, Novuna Personal Finance* (best to check your eligibility odds before applying) launched 2.7% rep APR loans for those borrowing £7,500 to £15,000, equalling all-time lowest rates. (Note though that 'rep APR' means only 51% of applicants need get that rate - others can be charged more.) IMPORTANT: Never borrow just because loans are cheap - only do it for something budgeted for and affordable, which you NEED. Plus minimise the amount, never miss a payment and repay ASAP. Full info in Cheap personal loans (APR examples). B&Q £5 off £30 spend. For newbies to its free loyalty scheme. See how to get £5 off at B&Q. Martin: 'What happened to my pledge to give £10 million to charity (spoiler: it's now £20 million).' As it was a public pledge, Martin does this every year or two for transparency. Find out how much, who benefits and how he decides. FREE National Running Show tickets (normally £10). For Farnborough, 7-8 May. 5,000 available. On your marks |
Tell your friends about usThey can get this email free every week |
THIS WEEK'S POLL How much has your energy direct debit increased by in the last two months? The energy price cap rose by an average 54% on 1 April, with millions seeing their energy bills skyrocket. But many are reporting higher percentage rises, so we want to know how much firms are increasing direct debits by. Energy smart meters get mixed reviews. Last week, we asked what you thought of smart meters. Of the 11,000 people who voted, just over half already had smart meters. Of those, 47% liked not having to send meter readings manually. However, 26% reported installation or service problems and 22% said their meters had gone 'dumb' after they'd switched supplier. Of those who don't have smart meters, a whopping 80% said they didn't want them. See full poll results. |
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MONEY MORAL DILEMMA Should I ask my dad's wife to pay me for my house plant? Five months ago, I asked my dad's green-fingered wife if she could use her skills to nurse an orchid back to health for me. It's now looking healthy and pretty - but on their windowsill. Should I ask her to pay me for it if she wants to keep it, or should I just let her have it as she saved it? Enter the Money Moral Maze: Should I ask my dad's wife to pay me for my house plant? | Suggest a Money Moral Dilemma |
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MSE TEAM APPEARANCES (SUBJECT TBC) Tue 19 Apr - BBC Radio Cambridgeshire, Mid-morning with Jeremy Sallis, from 12.40pm |
WHAT'S THE LEAST MONEYSAVING THING YOU'VE EVER DONE? That's all for this week, but before we go... we asked you to tell us what the least MoneySaving thing you've ever done is. Many told us about buying cars, costly trips overseas and even horses. But as well as those splashing out to treat themselves, we saw a few MoneySaving missteps. There was the man who paid £55 for a haircut at a posh salon, when the local barber does a better job for £10, and - amazingly - the lady who nipped out for a lunchtime sandwich, but arrived back to work with a £1,500 diamond ring. Share yours and read more in our What's the LEAST MoneySaving thing you've ever done? Facebook post. We hope you save some money, stay safe, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email confused.com, comparethemarket.com, moneysupermarket.com, directline.com, homeprotect.co.uk, intelligentinsurance.co.uk, hsbc.co.uk, firstdirect.com, chase.co.uk, uk.virginmoney.com, affordablemobiles.co.uk, novuna.co.uk, santander.co.uk, mbna.co.uk Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |
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