September is a great month for deals!
September 02, 2024 | Read Online | | | | Advertisement | | | Did you know that things like lipstick and underwear can gauge the economic health of the U.S. economy? Learn more later in this email. | | 💵 Today’s Top Stories | | | What a great month. TVs are on discount in time for football season, travel gets cheaper with school back in session, laptops and grills are on sale and it’s National Cheeseburger Day. Read more. |
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| | | Here’s the ultimate comparison between a Big Three cell phone provider (Verizon) and the much cheaper prepaid provider on its own network (Visible). Read more. |
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| | | Clark has mentioned small issues with Vanguard lately. Is Schwab now the best place to invest and bank? Read more. |
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| | | Car rental companies are always looking for more ways to get into your wallet. Rent this electronic device when you rent cars to avoid the terrible fees that Clark hates. Read more. |
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| | 🏠️ Today’s Current Mortgage Rates | According to Freddie Mac, 30-year mortgage rates are 6.35% and 15-year rates are 5.51% as of August 29, 2024. The following chart shows the 30-year mortgage rate trend over the last year. | | Refi Info | Mortgage Refi Calculator | | 📈 The Newest Economic Gauge: The Sausage Index? | Sometimes the strangest of items can help gauge the economic health of the U.S. economy: lipstick, underwear and cardboard boxes, just to name a few. | According to the Dallas Federal Reserve, you can add sausage to that list. | “As the economy weakens, we are seeing modest growth in our category of dinner sausage. This category tends to grow when the economy weakens, as sausage is a good protein substitute for higher-priced proteins and can “stretch” consumers’ food budgets,” the Dallas Fed relayed in its Texas Manufacturing Outlook Survey. | The Wall Street Journal reported in February that Americans spent 11.3% of their disposable income on food in 2022, the most in 31 years. | The U.S. job market looks more pessimistic than it has in a long time. The Fed seems like a near-lock to cut interest rates in September. | But could it really be as simple as once carefree families trading steak and chicken for sausage? | It’s definitely a sign of changing times. Even with inflation raging the last few years, post-COVID-19 lockdown, Americans engaged in revenge spending in categories like travel and restaurants. All the while, we depleted our savings and ran up huge credit card debts. | With the labor market showing weakness and some Americans finally tightening their spending, it seems that falling interest rates will be a welcome trend for many. | | 📊 Stat of the Day | | | 💰️ Deal Alert: Today’s Top Deals | | | | | 🎙️ Podcast | | Full Show: Clark Stinks! and Clark's Labor Day Message To Employers |
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| It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, it’s Labor Day weekend. Clark has a simple message to employers: treat employees well! | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | | | |
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